Star Comprehensive Insurance Policy by Star Health is a Complete healthcare protection for your entire family on individual and floater basis. This is one of the premium health insurance policies of Star Health. It’s a complete family health insurance product with zero sub-limits or capping. The policy offers coverage to all family members under one sum insured. The entire family can be insured under this plan from the age of 3 months to 65 years.
Star Health - Star Comprehensive Insurance Policy
| # | Product Name | Star Comprehensive Insurance Policy |
|---|---|---|
| 1 | Sum Insured options | 5/7.5/10/15/20/25/50/75/100 Lacs |
| 2 | People to be covered | Self, spouse and dependent children, not exceeding 3 |
| 3 | Entry Age | 3 Months to 65 Years |
| 4 | Medical Test Required for | Not Required |
| 5 | Policy Period | 1 Year and 2 Year |
| 6 | Renewable upto | Lifetime |
| 7 | Pre and Post Hospitalisation | 60 Days Pre Hospitalization & 90 Days Post Hospitalization |
| 8 | Room Rent Limit on Per Day Basis | Single Standard A/C Room |
| 9 | Sub Limits on ICU Rent | Actuals (No Sublimit) |
| 10 | Day Care Proceedure | All Day care |
| 11 | Road Ambulance Cover | Yes |
| 12 | Organ Donor Expenses | Yes |
| 13 | Waiting Period (Days) | 30 Days (other than accidents) |
| 14 | Waiting Period for specified Illnesses | 2 Years |
| 15 | Waiting Period for Pre-existing Illnesses | 3 Years, Option to reduce to 1 Year by paying extra premium |
| 16 | Restore Benefit | Automatic restoration by 100% for subsequent hospitalisation even for illness/disease for which claim/s was/were already made. |
| 17 | Annual Health Check Up | Yes, Every claim free year |
| 18 | No Claim Bonus | 50% of SI for each claim free year, Max upto 100% |
| 19 | AYUSH Treatment | Yes |
| 20 | Domiciliary Hospitalization | Yes, Coverage for medical treatment for a period exceeding three days |
| 21 | Maternity Benefit | Yes after 3 years,15K to 1L depending upon Sum Insured |
| 22 | 2nd Medical Opinion | Available |
| 23 | OPD Benefit | Available |