Young Star Insurance policy is designed for young individuals and families and it offers numerous unique benefits to the holders of the policy. Young Star Insurance policy is for people aged between 18 and 40 years for their specific healthcare requirements. The Young Star Insurance policy provides customers with benefits like Lowest waiting periods and automatic restoration of Sum Insured. The Young Star health insurance policy provides customers (aged 36 years or less) with a lifetime discount of 10% on the premium applicable if they renew their policy consistently.
Star Health - Young Star Insurance Policy
| # | Product Name | Young Star Plan (Gold) |
|---|---|---|
| 1 | Sum Insured options | 3(Individual) /5/10/15/20/25/50/75/100 Lacs |
| 2 | People to be covered | Self, spouse and dependent children, not exceeding 3 |
| 3 | Entry Age | 18 to 40 years of age, Dependent children can be covered from 91 days and up to 25years of age. |
| 4 | Medical Test Required | Not Required |
| 5 | Policy Period | 1 Year and 2 Year |
| 6 | Renewable upto | Lifetime |
| 7 | Pre and Post Hospitalisation | 60 Days Pre Hospitalization & 90 Days Post Hospitalization |
| 8 | Room Rent Limit on Per Day Basis | Single Standard A/C Room |
| 9 | Sub Limits on ICU Rent | Actuals (No Sublimit) |
| 10 | Day Care Proceedure | All Day care |
| 11 | Road Ambulance Cover | Yes |
| 12 | Waiting Period (Days) | 30 Days (other than accidents) |
| 13 | Waiting Period for specified Illnesses | 1 Year |
| 14 | Waiting Period for Pre-existing Illnesses | 1 Year |
| 15 | Restore Benefit | Upon Partial/full utilization of the limit of coverage, the basic sum insured shall be automatically restored by 100% and can be utilized for all claims during the policy period. |
| 16 | Annual Health Check Up | Every Year irrespective of Claim |
| 17 | No Claim Bonus | 20% of SI for each claim free year, Max 100% |
| 18 | Maternity Benefit | Yes after 3 years, 30K per delivery, Max 2 |
| 19 | 2nd Medical Opinion | Available |